Skip to main content

Billing Transparency (No Surprises Act)

Good Faith Estimate

Understanding expected costs for self-pay or uninsured patients.

Practice information: Diana M Ferro, MSW, LCSW · Florida License #SW1882 · Serendipia Therapy · Servicing FL

Your right to an estimate

Under the law, health care providers need to give patients who don't have insurance or who are not using insurance an estimate of the bill for medical items and services.

What the estimate includes

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. For therapy, this typically includes regular session fees based on a schedule discussed with the clinician.

Timing and delivery

You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service. If you schedule a service at least 3 business days in advance, make sure you get a written Good Faith Estimate within 1 business day of scheduling.

Disputes

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. The estimate is not a contract; it does not obligate you to obtain the items or services from any of the providers or facilities identified.

Questions

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.